3 Jumaadal Oola 1448 AH | ٣ جمادى الأولى ١٤٤٨ هـ | Wednesday, 14 October 2026 · Jamaica time

Insurance Claim

25 Dhul Hijjah 1435 | 20 October 2014

Shortened Question

Can I claim from insurance company for injuries suffered in motor vehicle accident?

Question

Got into a major Automobile accident with the other party being at fault. Alhamdulillah, there is no major injuries, but some minor injuries, in the form of headaches, backaches etc. At present there is nothing severe but sometimes these injuries, May Allah protect can have longtime lingering effect. Can we claim for these injuries from the insurance company?

Please advice. Jazakallah Khairun.

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

If you have incurred medical expenses due to the injuries that you have received from the accident, you may claim a reimbursement from the other party.

You cannot claim reimbursement for the injury itself or for its possible longtime effect.

And Allah Ta’āla Knows Best

Mufti Saeed Ahmed Golaub

Islamic Solutions

Jamaica

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